The cost of treating illness today is very expensive if you have to bear alone. Some companies cover the cost of it so that when the work is not felt. What about when it's not working? Health insurance is one solution for some people. Some think insurance is not good.
If you are interested in financing health care through the services of an insurance company, there are some things we need to consider, consider and think about when trying to choose the company and the type of health insurance for our families :
Reputation of the insurance company
Before choosing a particular health insurance company, it's good to find out in advance the reputation of the company. Find a reference to an objective so as not to regret in the future. Do not we have to pay premiums easy, but difficult to get the claim is not playing. Bad service is already plural kinds of customers experienced a particular insurance company
Learn the policy offers
Record all important information about the health insurance that includes benefits offered, the amount of insurance premiums paid to the insurance firms, how long the period of protection of health insurance, and procedures in case of an insurance claim. Ask all the necessary health insurance information to obtain a detailed picture of the need for health insurance services.
Network of care services
Which includes treatment service network include referral hospitals and offices. Choose one that has a network spread wide enough or at least that has a call center. Therefore, we do not know when and where we or our families sick. With an extensive service network, no matter where we are sick, we will get the appropriate care services. If the pain in Cirebon, we do not need to be taken to Jakarta for treatment at a referral hospital of the insurance companies we choose.
List of diseases covered
Find information on list of diseases covered by the health insurance companies, including a claim for critical illness, such as cancer, heart disease, diabetes, or others. Ask, too, whether the risk of permanent disability, a stroke, or an accident also covered ..
How long period of protection
How long does the protection offered? A good health insurance company will provide future protection of health insurance until the age of 75 years due to old age people are more susceptible to disease and require health insurance claims.
Procedures and claims procedure
It is important and must be known about how procedures and filing insurance Klain bagaiama means the insurance company will pay. Ask deeply about ways to make a claim, where the office that can receive complaints, and possible the worst that could happen and how to solve it.
These are some tips to consider before we choose health insurance for our family.
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