Benefits of Health Insurance

In countries like the U.S. and many countries in other parts of Europe, the majority of the population already have an awareness of the important role that insurance without having offered any they will find their own suitable insurance products for them. Conversely, in countries - developing countries such as Indonesia, the awareness of people about the importance of insurance is not too preferred. Therefore, we need to know the terms of the insurance itself and what benefits we can get by having insurance.

Insurance is a system implemented to minimize the risk of financial losses by passing the risk on the other side. In the process of buying insurance is necessary insurable interest. Insurable interest is defined as an inherent benefit of the insured person in a life insurance so that if an insured person is experiencing unexpected or dies, the interested parties (in this case the injured party with the death of the person) will received some compensation enough to be used as compensation.

These are the benefits we get if we have health insurance :

• Health care and medical treatment is assured.
• Underwriting the cost of hospital, ICU, surgery, outpatient and others.
• Living expenses if the total disability up to a certain age.
• Liability if customers affected by critical illness.
• Death benefits.

Because of the reasons mentioned above we need to prepare ourselves to face the worst. "Willing umbrella before it rains". Because health is a thing that can not be valued in money. Preparing the health insurance is like knitting a small umbrella that will be our protector as sore later on. Here is the meaning of health insurance benefits for our real life